What is time-limited cover?

Time-limited policies allow pet owners to claim a set amount for a condition within a set time period, usually 12 months. After that time period or set amount (whichever comes first), no further claims can be made for that condition.

When the policy year ends, you will be able to renew; however, the condition you previously claimed for is likely to be excluded. 

We no longer offer a time-limited policy. All of our policies are lifetime and the vet fee limit resets to the fullets each year at renewal. For full details on our policies and what they cover, you can also find our sample policy documents and key facts guide here.

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Claiming online

Claiming online is easy, log in to My Account, select the policy you would like to make a claim against and upload your invoices, we’ll do the rest.

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